Showing posts with label Living. Show all posts
Showing posts with label Living. Show all posts

RV Living Verses Apartment Living

A couple of years ago my wife and I decided we were going to travel the US in a semi-retired state. We kicked out the kids (all over 21), sold our home and purchased an RV. Well live situations change and we didn't get on the road, at least not yet. We ended up staying in the area and taking full time jobs. But we decided at the time to stay in the RV as full-timers.

The purpose of the article is to offer some insight as to the possibilities of using RV's instead of apartments and the advantages of Rving. First a little background for those that are not familiar with the Recreational Vehicle (RV) terms. RVs are classified into several different categories.

Class A are the bus like vehicles you see traveling down the road. These are also called Motorhomes and for good reason. Class A's are the cream of the crop so to speak. They are the most expensive in terms of cost but have the most storage and amenities. I have seen some really nice Class A's and when it comes time for us to upgrade or trade in our current RV we will be looking at the Class A again. However, my tastes start in the $250,000 range, which is a little hard for me to justify.

Next are Class B, these are mini motorhomes. They are built on a light to medium truck chassis and can be identified by the truck cab appearance of the vehicle. In my opinion, these will not be suitable for full time use unless you really like small places. Some newer Class Bs are including what are called slides which are sections of the RV that 'slide out' from the body giving you more living space inside. Living space is what you will be looking for in the long run.

After the Class B comes Fifth Wheels. Fifth Wheels are trailers that are pulled by pickup trucks. So to get a fifth wheel you will also need a pickup truck of appropriate size. I would figure at least a ¾ ton pickup. Fifth wheels offer an advantage over Class A and Class B in that once you have the fifth wheel set up on a campsite, the truck is detached and can be used as a means of transportation. With Class A & B RV's you will need to either tow or bring another vehicle with you to get around. Fifth wheels approach the Class A RV in amenities and in some cases have more space. Dollar for dollar you will get more living space in a fifth wheel than a Class A.

However, you do need an expensive tow vehicle (truck) which has to be considered as part of the purchase. The fifth wheel is also part of a class considered as 'Towables'. The next 'towable' is the travel trailer (TT). These are similar to the fifth wheel except in the connections to the tow vehicle. With TT you connect to a hitch that sits near the bumper of the vehicle. Hence, just about any vehicle has the capabilities of towing a TT depending on size and weight of course. Class A, Fifth Wheels and Travel Trailers are the 3 main RV that you will find people living in on a fulltime basis. After the TT comes the camper class. These are light weight RV really not suitable for full time, however, I have met people that are full-timers in pop-ups, truck campers and even tents. The top of the line for the camper class is probably the truck campers.

These are units that slide into the bed of a pickup truck. In general, the max length is no more than 12 feet from front to back and maybe 10 feet side to side. They are very compact. These offer the ultimate in freedom, in that they are quick to setup and take down so that you can move quickly from place to place. However, just like the class A & B, your home is also your transportation, unless you bring another vehicle with you. The last group of towables is the popup or tent trailers. These have a study box frame and as the name implies pop up or lift up to raise the roof over the frame. This class of campers usually have soft sides made of cloth. I have used popups for years as an alternative to hotels while on assignments around the country. Even did some camping in the middle of winter with snow on the ground in a popup. Needless to say, a heater was required and it ran all day and all night. At night it wasn't able to keep up with the cold so the morning was a little fun getting out of bed. It was 20 degrees outside and about 50 inside.

That is a basic overview of the types of RV's available. As mentioned before, Class A, Fifth wheel and Travel Trailers are the units that most people will find suitable for full-time living.

Our experiences with living full-time in an RV.

We currently have a fifth wheel. Ours is from Jayco and is 38 feet long with 3 slides. One slide is in the bedroom, the other two slides are in the living room one on each side of the trailer. After almost 3 years in the RV as full-timers, we both love it. My wife likes to say it takes less than an hour to clean from front to back, floor to ceiling.

Let's start with the financial side of living in a RV. You have the cost of the RV. These are to be treated just like cars. If you buy new, you will take a beating on depreciation. However, like a home, the interest is tax deductible. So the best deal seems to be a unit that is a year or two old and financed. If you want to buy new, figure a discount of about 25-30% off from the list price. Our unit was a 2003 still on the lot in 2005 with the 2006 units being delivered. The sticker price was over $65,000. We paid $40,000 saving us about 38 percent. Now at the time we did not have a tow vehicle so the dealer delivered the fifth wheel to a near by campground.

Oak Grove in Hatfield, PA is a year round campground. This is important. You want to find a campground that offers year round operations. You don't want to have to move out in the wintertime. A lot of camp grounds close from November to March or early April. When we started there our rent was $375 a month and included water and electric. Our only other expense was propane for heating and hot water. Oak Grove supplied 2- 100 lb propane tanks and they automatically changed the tanks for us. This is really nice, kind of like automatic oil delivery when you own a house. During the warmer months we hardly use any propane, maybe a bottle every other month if that. However, wintertime we will use 3-4 bottles a month due to the heater. Currently propane runs about $50 a bottle. So from the standpoint of renting an apartment to living in an RV expenses are normally cheaper. My daughter pays $750 a month for an apartment near us and we pay on average $425-450.

Other benefits of living in a RV - people! The people you find camping are the most wonderful folks you will ever come across. They are friendly, helpful, young at heart and just plain nice to be around. We have been avid campers since before we were married. I used to sneak down to DE where my wife (girlfriend at the time) and her family were camping and pitch a tent, then make myself part of the family. In the almost 40 years we have been together and camping we have never met anyone that was rude, a thief, or not willing to lend a hand if asked. In fact we have had more offers of help without asking than anytime we lived in a house or apartment.

It's funny, but when I traveled and stayed at hotels, you almost felt like a ghost or leopard or something. Heaven forbid if you said 'hi' to someone in the elevator or hallway. But when camping, everyone waves as you walk by, some will offer drinks or have you sit by the fire and chat for hours. Its like we are all family.

Speaking of fires, what is it about a campfire? To sit down at night around a nice campfire is so relaxing. Nothing needs to be said, just watch the flames and it seems all the stress just floats away. But campfires have another benefit, food. Nothing tastes better than food cooked over an open fire. Try doing that in an apartment.

Rving has another benefit, vacations. If you live in an apartment, you vacation consist of going to a destination, finding a hotel/motel, eating out every meal, and taking enough clothes with you for the length of the vacation. When you live in a RV, your home goes with you. 30-40 minutes to pack the RV, disconnect the utilities and hook up to the truck and you are on the road. When you get to your vacation destination, another 30-40 minutes and you are ready to enjoy the sites. Meals are not a problem, you have a complete kitchen already stocked just like at home, since it is home. On a special diet? No problem, you normal routine is uninterrupted. Clothes get dirty, a lot of RV come with washers and dryers, so you can do your laundry while relaxing in the evenings or before you get started for the day. Rving is usually cheaper too. When you compare the expenses you will find the RV trip is a lot cheaper than hotel/restaurant trip.

These are just a few of the things to consider when you look at living in an apartment verse living in a RV. I hope you have found the information useful.




Raymond Laubert is the owner of several web-based businesses including http://www.rd-webhosting.com

Ray’s business focus is on providing home based business owners with the information and support they need to succeed on the web. To that end he is installing a home based business library membership site that will have over 1000 articles in text and pdf formats covering a wide range of topics and lots of software available to help the home based business owner. The library will be online soon and it’s launch will be announced in his Home Based Business Newsletter.

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It's Only Too Late If You Don't Start Living Now

Remember when summer seemed to last forever? My mother use to say that some day we would realize just how fast time goes by. As usual, my mother was right.

It's not that time has sped up but that our relationship to time has changed. We no longer have the perspective of time from a child's point of view. After living some 40 plus years, we realize that in the grand scheme of things the length of our lives can be measured in the blink of any eye. All the more reason to be conscious about choosing how we spend our time and live our lives.

If you've heard the news lately, it's been like listening to an old 45 record with a scratch in it. The bad news keeps playing over and over: gas prices are soaring, people are losing their jobs, we may all get sick with the Flu next year, and the war in Iraq goes on.

This repetitive onslaught of bad news has a spellbinding and paralyzing effect on us. We start to believe and act accordingly to what we are told. We even begin telling ourselves that this isn't the right time to start a new business, leave a job, go back to school, or move. Then the "what ifs" start chiming in. What if I lose my job? What if I can't find another job? What if I get sick? What if I can't pay my bills?

This is what fear is designed to do: keep us from moving forward, from taking risks, and settling for mediocrity.

Yes, there will always be a reason why you can't do something. The question is, are you going to let that stop you?

In the play, Steel Magnolia's, the character Shelby suffers from brittle diabetes. She wants desperately to have a baby knowing that she is risking her health and going against medical advice. To her, having the opportunity is worth the risk. She says: "I'd rather live 30 minutes of wonderful than a lifetime of nothing special."

What would 30 minutes of wonderful look like to you at this time in your life? Take a piece of paper and write
down what immediately comes to your mind. Maybe it comes to you in a word, an image or a feeling. If you find yourself staring at a blank sheet of paper, I will guarantee that if you hang that piece of paper on the wall, every time you walk by it, you will be motivated to fill in the blank space with your answer.

And, when you think about it, if you can create 30 minutes of wonderful then isn't it possible to create a lifetime that is something special?

It's only too late if you don't start living now.




Nancy Bishop is Mid-Life Coach and Writer. She coaches women at midlife to create their life times as wonderFULL and something special.For more information about her coaching programs or to subscribe to her newsletter. Visit her website at http://www.yourlifeyourway.com

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Enjoying The Benefits Of Living In A Large Midwestern City

If you have ever considered moving to the Windy City or you are there and not sure exactly what the benefits are, you should know there are plenty of things to do and reasons to stay. The city is the largest in the Midwest and offers a lot to do and see in a relatively small space. All of the great things you find to do in other large cities like the Big Apple and out on the West Coast you can enjoy in the heart of the Midwest. There are a lot of benefits to moving to or living in the Windy City. There are plenty of places to live in the heart of downtown and the surrounding area. Homes and real estate in Northern Illinois offers close proximity to one of the Great Lakes, plenty of downtown activities and recreation all within just a few hours' drive of the city.



Stewart Wrighter has an assistant at the office who hired aChicago homes real estate expert to help him find a home in the area. He hired aChicago real estate expert to help him find a place in the city.

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Attributes That HR Managers Look For

There are certain attributes that HR managers look for in a prospective employee:

Experience

Experience is the knowledge that a person gains, or a skill that is acquired after participating, getting involved or exposure to a particular field or event. So if you have worked with or as a Manager, then you have experience as a manager - or you have acquired management skills. With a sufficient amount of experience in a field, it becomes their area of expertise.

Though experience is important, as it helps HR managers understand if you are a suitable candidate for the job, it is not the only criteria that should be considered. Just because a candidate has impressive experience doesn't necessarily make them suitable for the job. There are other factors to consider, and HR managers are aware of this.

Conceptual Power

Conceptual power is an important attribute that HR managers look for when they interview a candidate. Conceptual power is the knack that a person has to learn from the past and use it in the future. So how does an HR Manager judge a person's conceptual power? They usually ask the candidate some behavioral questions. Questions like how to deal with an insubordinate employee? How to handle customer service when the customer is wrong? How to deal with underperforming employees? These are a few questions that will help HR managers to draw a conclusion about the conceptual power of a candidate and their ability to use it in the organization.

Character

Character, or the personality of the candidate, is important while selecting an employee for a particular job. It makes no sense to employ a person with no marketing skills for a sales job. The personality of the candidate has to match the nature of the job. If someone has an eye for detail, that person should be selected for an accounting job - similarly, if a person is creative, they may be well suited for the advertising department.

HR managers have to conduct interviews and gauge the personality of candidates by asking some questions that will give insight into their personality. Another option is to conduct a personality test and determine from there whether or not the person is suitable for the job.

Skills

The best and most effective way to test the skills of a job applicant is to give them a skills-related test. It could be a practical test, or it could be a written test. A practical test makes more sense, as it will give the HR manager a better idea as to how skilled the person is for the particular job that they have applied for. If the person has applied for the job of computer software engineer, then the HR manager could ask them to work with the computer and run a program. If the person is applying for the job of an accountant, then they may be asked to prepare an accounting statement or work with the balance sheet of a particular period. You, as a candidate should be well prepared to answer whatever questions may arise regarding your skills. Make sure that your skills are up-to-date.

Education

You need to have relevant educational qualifications for the job that you are applying for. Presenting your educational qualifications is extremely important, especially in your resume. Whatever your educational qualification may be, make sure they are relevant and prominent in your job application.

Preparing for an interview can be stressful; but knowing what HR managers look for in a candidate is half the battle in getting the job.

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